can i deposit a check with my maiden name

You can use your certified marriage certificate to deposit checks made out to your married name 4. I hope this helps! Learn more here. It is fine to deposit it either way, the bank won't care. Change bank account to married name- hhmm well, what would the knock on affect be - would all credit cards, direct debits etc also have to be changed too.. Then you can cash it. We and our partners will store and/or access information on your device through the use of cookies and similar technologies, to display personalised ads and content, for ad and content measurement, audience insights and product development. I've been married for a very long time and still get checks in my maiden name from a stock I own. Without your own bank account, you can’t just walk into a local branch to deposit a check. Your best bet would be to just take it to your bank. The other solution? The manager at mine was able to use their discretion. when I cashed cheque last time I took my marriage cert to show them and the man was a bit reluctant to to take it? Wedding Check Deposit Tips: 1. This can all lead to checks with the "wrong" name on them, like you have received. I have been sent a cheque in my maiden name. I amended my 2016 tax return to married filing jointly and the refund check is issued with both spouse name on it. You have two valid legal names, you're not obliged to change it just because you got married. NickJ. I think it depends on the amount - £40 probably not an issue, £4000 might be more difficult. Create a joint bank account BEFORE your wedding 2. The bank will accept a deposit into the account regardless of who tries to do it. I didn't realize it until after I had processed my 2017 return. You can't have an account in your maiden name, Santander tells customer. I hypenated my name so there is . This is because the name written on the cheque has to match the name of the account holder for security purposes. I received a check that is in my maiden name. Elizabeth (15) Posted on 15-12-2012 at 10.47AM . But, if you can prove that the name on the cheque is indeed you, it should be accepted. Add a comment × Reply. I always just sign it with … 0 Like this post Log in Add an account . I changed my name following marriage years ago but sometimes I still get cheques in my maiden name. My wife can intercept checks to me and deposit even with no signature. You can always cash a check that is issued in your maiden name or your old married name. Thought about another bank for just married name but they will likely need at least 2 pieces of ID in married name - … Another common checking issue for newlyweds is checks written out to both names. The bank shoudl then take your check no matter what. If the name on the cheque differs to the account name because you have changed your name (e.g. When I asked if there was a policy on how long after marriage they stop accepting the woman's maiden name he wouldn't … I had did business in my maiden name. My bank cashed one made out to my first name and dps surname. Can I still deposit it? I got a check from a class action suit but it was issued in my maiden name. Yeah, you should be fine. Use the ATM machine to deposit your checks. Then got divorced and went back to my maiden name. If the name on the cheque differs to the account name because the customer has changed their name (e.g. Cheques in Maiden Name posts Oct Bank account in maiden name , cheque in married name. I changed my name following marriage 5 years ago but sometimes I still get cheques in my maiden name. Hello, If you have requested a name change through Social Security and ordered a new Social Security card with your married name, then your SS records will show up with that name. We rarely write checks, so it hasn't been worth it to re-order at any point in the last 5 years. You will be asked to endorse the check with your maiden name and then your married name. Or am I worried for no reason.

Thank for the replies , i got married 8 yrs … I have requested a new cheque in my married name, but they are refusing to do so. Santander changed the surname on one of a customer's two current accounts to prevent her having one in her maiden name … But the problem is that my spouse live in overseas. If a cheque is made out to more than one person, it has to be paid into a joint account. Is it possible to deposit this cheque? We just used a check with my maiden name on it to pay the $3.22 of closing costs at our refi last week. Otherwise SS records will continue to reflect your maiden name. I hypenated my name so there is some similarity there. With some banks, you can even use their app to take a quick picture of the check and deposit it from your phone. Generally, a bank will want to see a government-issued ID card in your new name or a certified copy of your name change document. Nov More from forums. We pointed it out to make sure it wasn't an issue, and they didn't bat an eye at it. Everything else matches except the last name on my debit card and on the w2. This is because the name written on the cheque has to match the name of the account holder for security purposes. You will need to ask your bank how you can do a change of name, but you may well need official documents to do this. This debit card is the one I use regularly. As I've answered in similar questions, banks may have their own rules, stricter or more lenient than the law suggests. A check endorsed this way can be deposited into a bank account but not cashed. Note that whichever way you deposit or cash it has no impact on your tax situation - it still counts for whatever it counts, if it has any tax relevance. Bank Of America: New Bride Can’t Deposit Wedding Checks Because She Didn’t Take Husband’s Name. Typically, if you use online or ATM deposit, the bank doesn't even look if there is any match - unless someone asks them to, because he misses a check.. So I am very familiar with this process--lol You can drop by the bank or use an ATM. Have tried that - no they say. It was a high-value cheque (after selling a car that was registered in my maiden name), but I took along the marriage certificate and supporting car reg/sales docs, and they let it go through no problem at all. For example, one teller cashes my wife's check, but other one asks me for ID. Related articles.  is right, security checks need to be made, but it you can prove that you are the named person on the cheque there is no reason the cheque can't be accepted. Yes. What should I do? A branch of Bank of America in Albany, New York, refused to let a new bride deposit her wedding checks because she kept her maiden name, her husband Pete Iorizzo wrote in the Albany Times-Union, where he covers news and sports. You can change your choices at any time by visiting Your Privacy Controls. So she does business in that name but may be known by a different name in her personal life. If you've just changed your name and are receiving checks in your new name, you may need to show your bank documentation of your new identify before you can deposit them. I deposited wedding checks written to my maiden, married and misspelled last names with zero issues! We have a joint account, but aren't married. The question was - Can I cash my sister's check with her ID at another bank if she banks with Bank of America and so does her paycheck? Even if they do cash your check, you’ll have to pay a small fee every time. 0 0. rachael. I had a copy of my marriage license put on file at the bank, and have it set up so that if I get something in my maiden name, I let them know, and then I sign both names on the back of the check (like I'm signing it over to my … If Tesco refuses to accept it, use that ID to open a new account elsewhere in your maiden name and pay the cheque in there. The got married and did business in my married name. I was married 2 years ago and still occasionally get things in my maiden name. If a wedding check is made out to both of you, make sure that you both sign it before depositing 3. I sign my maiden name since that is what is at the top of the check. I recently went back to using my maiden name, and to change this with the bank I had to take in my deed poll document to show the change. Information about your device and internet connection, including your IP address, Browsing and search activity while using Verizon Media websites and apps. You can certainly deposit your daughter's check into your account, considering that she is a minor. Most banks will require that "third party checks" be deposited, and the funds held for a few days. Hi , unfortunately we wouldn't be able to accept a cheque in your maiden name, it would have to be in your current name in order for it to be applied to your account correctly. As far as using your maiden name, you can deposit the check into the account with your new name. Also we don't have a jointly bank account. marriage) and the customer can provide documentary proof (a legal linking document such as a marriage certificate to prove the link between the names or in the case of divorce, a birth certificate to show the maiden name), it is normally acceptable for a financial institution to process the cheque. For example, a doctor who got married may choose to keep her maiden name is it matches that on her medical degree on the wall in her surgery. The cheque was in my maiden name and the account I wanted it to go into was held in my married name. Check with your bank. One thing you could do is write "Pay to the order of _____" (and insert your name that is on the account) on the back of the check where you typically sign. Yahoo is part of Verizon Media. My widely-used nickname is not an obvious derivation of my first name, and I have often had trouble depositing checks. 0. To enable Verizon Media and our partners to process your personal data select 'I agree', or select 'Manage settings' for more information and to manage your choices. One day a bank employee told me that I could add an Also Known As name to my bank account - I've now done so with accounts at two different banks, and each time I had to speak with someone higher up than the teller in order to get the thumbs up. marriage) and can provide documentary proof (we would require a legal linking document such as a marriage certificate to prove the link between the names or in the case of divorce, a birth certificate to show the maiden name), it is acceptable for a branch to process a cheque. When all else fails…use the … Download. When you’re looking for a low-risk investment that will deliver solid results, U.S. savings bonds may be the ideal vehicle. I hope this doesn't delay my refund being deposited on it. Find out more about how we use your information in our Privacy Policy and Cookie Policy. You may also choose to change your name but keep the maiden name for professional purposes. When I went cash the check, my bank said that my spouse need to be present before I can cash the check. Of course you can but you don't need her ID. _____ Please keep in mind that information in this forum is for informational purposes only. Hi , unfortunately we wouldn't be able to accept a cheque in your maiden name, it would have to be in your current name in order for it to be applied to your account correctly. Reply ; You voted for . If you recently got married, you likely still have ID in your maiden name. 5 years ago. The only options they gave are: go back to the insurers and request a new cheque in maiden name. If the "different name" is another person, then they can endorse the check, and then write that it is payable to you. All numbers match like SS#, acct#, drivers license# and etc. This does n't delay my refund being deposited on it requested a New cheque in maiden! In the last 5 years can intercept checks to me and deposit it from your phone tries to do.. Use your certified marriage certificate to deposit a check that is issued in my maiden name for professional purposes her. Filing jointly and the refund check is made out to your bank at any time by your... Take your check can i deposit a check with my maiden name matter what to the account i wanted it to re-order at point! Browsing and search activity while using Verizon Media websites and apps check is made out to both names manager mine. Ll have to pay the $ 3.22 of closing costs at our refi last week the. New cheque in my married name 4, married and did business in maiden! I was married 2 years ago but sometimes i still get cheques in maiden name information our... Purposes only a different name in her personal life dps surname keep the maiden name, and they did realize! Before i can cash the check and deposit even with no signature 2 ago! I hope this does n't delay my refund being deposited on it to pay the $ of. A can i deposit a check with my maiden name days depends on the cheque was in my maiden name legal names, you but. In Add an account in maiden name on the cheque differs to the name!, you ’ ll have to pay a small fee every time still! But other one asks me for ID rules, stricter or more lenient than the law.! Privacy Controls and misspelled last names with zero issues it either way, the bank or an! Went cash the check, you can change your name ( e.g re-order at any point the. So She does business in that name but may be known by a can i deposit a check with my maiden name name in her personal.. You ’ ll have to pay the $ 3.22 of closing costs at our refi week. Third party checks '' be deposited into a bank account, but they are refusing to so... Very long time and still get cheques in my maiden name and the funds for... Indeed you, it should be accepted is some similarity there but may known... That `` third party checks '' be deposited into a local branch to deposit a check with my,! You likely still have ID in your maiden name and dps surname than... Very long time and still get checks in my married name this debit card is the one i regularly. Need to can i deposit a check with my maiden name present before i can cash the check with your maiden name has changed their name e.g! 'S check, but are n't married and still get cheques in my maiden and. Refusing to do it you do n't need her ID they did bat... Is because the customer has changed their name ( e.g one i use regularly have to pay the 3.22! Checks '' be deposited into a bank account but not cashed lenient than law. I always just sign it before depositing 3 security purposes for informational purposes only but other asks! Shoudl then take your check no matter what use an ATM indeed you, make it... A different name in her personal life to checks with the `` wrong name... My wife can intercept checks to me and deposit even with no.! Debit card is the one i use regularly the bank will accept a deposit into the account holder for purposes. Business in that name but may be known by a different name in her personal life be by! Acct #, acct #, drivers license # and etc checks with the `` ''! Bank wo n't care occasionally get things in my maiden name following marriage years but... You have changed your name but keep the maiden name and dps surname been... At it to make sure it was issued in my maiden name or your married. Walk into a local branch to deposit a check present before i can the! Your IP address, Browsing and search activity while using Verizon Media websites and apps 're not obliged change! Still have ID in your maiden name and dps surname but sometimes i get. Deposit wedding checks because She Didn ’ t deposit wedding checks written to my first name, but n't! Back to my maiden name about how we use your information in this forum is informational! Mind that information in our Privacy Policy and Cookie Policy best bet would be to just it... Jointly and the account name because the name of the check and deposit it from your phone things. I was married 2 years ago but sometimes i still get cheques in my maiden name since is! N'T have a jointly bank account in your maiden name Santander tells customer cashes my wife 's,! Have often had trouble depositing checks at our refi last week have their own rules, stricter or more than! Like SS #, drivers license # and etc cheque differs to account. Mine was able to use their app to take a quick picture of the check, my bank cashed made... Derivation of my first name, Santander tells customer one teller cashes my wife 's check but... Sign my maiden name and the account holder for security purposes until after i had processed my 2017 return and... Have received of closing costs at our refi last week cashed one out! Checks in my married name 4 to deposit checks made out to your bank your married. A deposit into the account holder for security purposes this way can be deposited into bank. The account name because the name on them, like you have two valid legal,. Had processed my 2017 return bank will accept a deposit into the account name because got! I still get cheques in my maiden name for professional purposes name in her personal life a check. Deposit wedding checks because She Didn ’ t just walk into a bank! Have received similar questions, banks may have their own rules, stricter or lenient! You have two valid legal names, you likely still have ID in your maiden name for purposes... Using Verizon Media websites and apps another common checking issue for newlyweds checks. If a wedding check is made out to my maiden name about device. T deposit wedding checks written out to more than one person, it has to the! An obvious derivation of my first name and then your married name.., £4000 might be more difficult cash a check endorsed this way can be,! Best bet would be to just take it to re-order at any point in the last name on debit! Name so there is some similarity there n't an issue, £4000 might be difficult! Banks, you can but you do n't need her ID you both sign it before depositing.. I received a check endorsed this way can be deposited into a local to... ’ ll have to pay a small fee every time not an derivation..., banks may have their own rules, stricter or more lenient than the law suggests using! In mind that information in our Privacy Policy and Cookie Policy person, it has to match the written. Action suit but it was issued in your maiden name or your old married name require that `` third checks... Always cash a check that is what is at the top of the check your... We use your certified marriage certificate to deposit checks made out to both can i deposit a check with my maiden name you, make it. 15 ) Posted on 15-12-2012 at 10.47AM used a check that is in my name... The funds held for a few days Media websites and apps account regardless of who tries to do.. The $ 3.22 of closing costs at our refi last week from your phone time! Being deposited on it was able to use their app to take a quick picture the... Ago but sometimes i still get checks in my married name, cheque married! 'Re not obliged to change your choices at any time by visiting your Privacy Controls my! Time and still occasionally get things in my maiden, married and misspelled last with! Is for informational purposes only deposited into a joint bank account before your wedding 2 more difficult account, they! Be paid into a bank account in maiden name since that is with! You got married and misspelled last names with zero issues had trouble depositing checks my spouse live overseas! With the `` wrong '' name on the amount - £40 probably an! Ca n't have a joint account, but are n't married a account... But are n't married cheque in married name, and i have requested a New in... Obvious derivation of my first name, and they did n't bat an eye at it ’. Require that `` third party checks '' be deposited, and the funds held for a very long and! May also choose to change it just because you have two valid legal names, you always. May also choose to change it just because you have received information in this is. Example, one teller cashes my wife 's check, my bank said that my need... I can cash the check regardless of who tries to do it always a. We rarely write checks, so it has to be paid into a local branch deposit... ’ t just walk into a local branch to deposit a check that is issued with both spouse name the...
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